Revenue-Based Financing

Revenue-Based Financing (RBF) is a flexible funding solution where you receive capital in exchange for a percentage of your future revenues. Unlike traditional loans with fixed payments, RBF payments automatically adjust based on your monthly revenue. When business is booming, you pay more and finish faster. During slower periods, payments decrease to match your cash flow. This alignment makes RBF particularly attractive for growing businesses.

Loan Details

$25,000 – $3,000,000

6-36 months (based on revenue)

6-12% of monthly revenue

1-2 weeks

Payments scale with revenue
No fixed monthly payment
Fast approval process
No equity dilution
No personal guarantee (select programs)
Funding up to $3M

Cash flow friendly repayment
Faster than equity fundraising
Keep 100% ownership
No board seats or control given up
Quick funding (1-2 weeks)
Transparent pricing

6+ months in business
580+ credit score
$15,000+ monthly revenue
Consistent revenue history
Bank statements (3-6 months)
Basic business documentation

Frequently Asked Questions

Common questions about Revenue-Based Financing

How is RBF different from a merchant cash advance?

While both have flexible payments, RBF is based on total revenue (not just card sales) and typically has lower costs. RBF also usually has a cap on total repayment, while MCAs are based on factor rates.

What percentage of revenue goes to repayment?

Typically 6-12% of monthly gross revenue, depending on the funding amount and your business profile. This is negotiated upfront and remains consistent.

Is this considered debt or equity?

RBF is structured as debt, not equity. You don’t give up any ownership in your company, and the funder has no control over business decisions.

Ready to Get Started?

Our team is ready to help you secure the revenue-based financing financing your business needs. Apply now or speak with a funding specialist.

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