Equipment Financing

Equipment Financing allows you to acquire the machinery, vehicles, technology, and tools your business needs without depleting your cash reserves. The equipment itself serves as collateral, making approval easier and rates more competitive. Choose between equipment loans (you own it) or equipment leases (lower payments, upgrade flexibility). We work with specialized equipment lenders across all industries.

Loan Details

$10,000 – $5,000,000

2-7 years

Starting at 6%

3-10 business days

Up to 100% equipment financing
New and used equipment
Loan or lease options
Terms up to 7 years
Section 179 tax benefits
Soft credit pull for pre-qualification

Preserve working capital
Equipment serves as collateral
Potential tax advantages
Fixed payments for budgeting
Fast approval process
Upgrade flexibility with leases

1+ year in business
600+ credit score
$100,000+ annual revenue
Equipment quote or invoice
Basic business documentation
Equipment must be business-use

Construction companies
Manufacturing businesses
Medical and dental practices
Restaurants (kitchen equipment)
Transportation and logistics
Technology upgrades

Frequently Asked Questions

Common questions about Equipment Financing

Should I lease or buy equipment?

Leasing offers lower monthly payments and easy upgrades, ideal for technology that becomes outdated. Buying (financing) builds equity and is better for equipment with long useful life. We’ll help you decide based on your situation.

Can I finance used equipment?

Yes! We finance both new and used equipment. Used equipment may have slightly different terms, and we’ll need documentation of the equipment’s condition and fair market value.

What is Section 179?

Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment in the year it’s purchased, rather than depreciating it over time. This can provide significant tax savings.

Ready to Get Started?

Our team is ready to help you secure the revenue-based financing financing your business needs. Apply now or speak with a funding specialist.

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WORKING CAPITAL

Business Line of Credit

Revolving credit line for ongoing working capital needs. Draw and repay as needed.

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FAST FUNDING

Merchant Cash Advance

Fast working capital based on your daily credit card sales. No collateral required.